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SHOPPING WITH STUDIO PAY

Did you know you can now use your Studio Pay account to shop at Sports Direct, Flannels, House of Fraser, as well as Studio? So you can now enjoy the flexibility of spreading the cost of your purchases across even more brands!

REPRESENTATIVE 39.9% APR VARIABLE. CREDIT SUBJECT TO STATUS. OVER 18'S ONLY

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When you know there's something you need – new washing machine, new school shoes – you can put it on your Studio Pay Credit Account. It means you get a bit more time to pay, and one less thing to worry about. You can even spread the cost into smaller, more manageable monthly payments if it helps. And we'll let you know what to pay and when, so you're always on top of your spending.

PAY THE WAY THAT SUITS YOU BEST

Pay monthly

Add your shopping to your account and pay for it monthly, you can pay the minimum amount or more – the choice is yours

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DISCOVER ALL THE PERKS OF STUDIO PAY

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APPLY IN MINUTES. INSTANT DECISION.

Apply now and you could be enjoying all the perks of Studio Pay in a matter of minutes. Just click the button below to start shopping and look out for Studio Pay when checking out. When you apply a credit search will be required. We'll run a search with credit reference agencies, this may affect your ability to obtain credit in the future.

Start shopping

Things you need to know about Studio Pay​

  • You must make a minimum monthly payment. If you miss a monthly payment you’ll be charged a default sum and it may affect your credit score.

  • If you pay less than the full outstanding balance on your monthly statement by the due date you will be charged interest on the balance remaining.

  • If you only pay the minimum payment each month it will take you longer to pay off what you owe and you will pay more in interest.

  • Making your monthly payment earlier in the month will mean that you pay less interest on your balance remaining on next month’s statement.

Studio Pay Frequently Asked Questions (FAQs)

Yes, it's easy to spread the cost at Studio with a Studio Pay Credit Account.

You don't need to make a payment when you order, you simply wait for your statement. Once it arrives you can either pay in full or spread the cost and pay monthly to give yourself a bit more time.

Remember, you must pay the minimum payment each month, and it's always best to pay off as much as you can afford. If you pay off your balance in full, on time, you pay no interest.

MONEY WORRIES?

If you're struggling to afford your monthly payments, we're here to help. Get in touch as soon as you can, and we can work out a plan to get you back on track.

Help with your payments

INFORMATION ABOUT INTEREST SAVER PLANS

For more information about an existing Interest Saver plan. These are no longer available to Studio Pay customers.

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Terms and conditions apply. Credit subject to status. Over 18’s only. Representative APR 39.9% (variable) Missed payments may affect your credit score.